| Lease
Finance |
| Leasing
is the core business of the IFIL.The IFIL is carrying
on business of lease financing transactions of capital
goods, plants and equipment, etc. for large to Small
and Medium sized industries both corporate and retail
in nature. Some of the preferred terms and conditions
are as follows:- |
- Running projects having business prospect and
profitability for at least last 2 years.
- Investment amount - As per credit worthiness
of the customer.
- Tenure - 48 to 60 months.
- Profit rate - 17%-19% depending upon the inherent
risk of the project.
|
| Real
Estate Financing (Hire Purchase Shirkatul Melk-HPSM)
|
| HPSM
is the another core product of the IFIL.IFIL provides
real estate financing under HPSM to its customers
which includes House building construction, finishing
and renovation, Flat purchase, Factory construction,
Commercial space and shops purchase.Some of the preferred
terms and conditions are as follows:- |
- Projects at development stage; for Flats and
Shops, we prefer ready flat/shop financing.
- Investment amount - As per credit worthiness of
the customer.
- Tenure - Maximum 60 months.
- Profit rate - 17%-19% depending upon the cash
flow of the customer.
|
| Bai
Muajjal Financing (BAIM) |
| IFIL
provides Bai Muajjal Financing (Trade Finance) by
way of purchasing products for its clients for the
ultimate sale by the client to their customers. In
nature it is Trading finance which buying of cloths,
Raw Materials, Papers, General items for shops etc.
Some of the preferred terms and conditions are as
follows:- |
- Business having good prospects and cash flow as
well as profitability.
- Investment amount - As per credit worthiness
of the customer.
- Tenure - Maximum 36 months.
- Profit rate - 17%-19% depending upon the cash
flow of the customer.
|
| SME
Finance |
| IFIL
extends Small and Medium Enterprise (SME) Financing
to cater their business needs. SME is an investment
scheme for the purpose of raw materials/goods/commodities
and/or fixed asset purchase to the small and medium
sized trading, manufacturing, service, agriculture,
non-farm activities, agro based industries etc. Some
of the preferred terms and conditions are as follows:- |
- Business having good prospects and cash flow as
well as profitability.
- Investment amount - As per credit worthiness
of the customer.
- Tenure - Maximum 48 months.
- Profit rate - 18%-19% depending upon the cash
flow of the customer.
|
| Project
Finance |
| The
Company provides, or arrange financing, for specific
projects of any size. It assist its clients, also,
in the planning and implementation of such projects |
